Looking for a better way to finance your project?

You've come to the right place!

Planoven's AGCTM is a vital new source of capital for projects of all types but is critical to those projects that don't qualify for traditional bank loans or that don't make the podium for VC funding.

Note: We love working with banks, Angels, VCs, and PE funds, so if you've been lucky to work with those (kudos to you) AGC can be the best alternative for your next round of funding.

Socially, environmentally and financially, we act responsibly with all our partners, all our borrowers, and in all our markets. Our shared values tie everyone of us together and unite us with a real sense of pride so that together we deliver better products and sustainable results while making a positive social and environmental impact.

Raising Capital: A Comparison

 
  • Banking
  • Interest Rates
  • Amounts
  • Term Period
  • Grace Period
  • Funding
  • Probability of Funders/Early Backers Losing Control
  • Equity Dilution of Founders/early Backers
  • Personal Guarantees/Pledges
  • End-use Restrictions
  • Funds Early-stage Projects
  • Time-to Fund
  • Technical
  • Project Plan
  • Borrower's Collateral
  • High-Quality Team
  • Recent Top-tier VC Backing
  • Outsized Upside
  • Bank Loanstypical

    •  
    • Commercial Loan: 4.5 - 8.7% Equip Financing: 8.0 - 30.0% Biz Credit Line: 7.0 - 36.0%
    • $5K - $5 million
    • 2 - 5 Years
    • None
    •  
    • None
    • None
    • Required
    • High
    • No
    • 30 - 90 Days
    •  
    • Required
    • 125% - 150%
    • Required
    • Not Required
    • Not Required
  • Venture capitaltypical

    •  
    • -
    • $5M - $30 million
    • -
    • None
    •  
    • Highest
    • Highest
    • None
    • High
    • Yes
    • 6-9 Months
    •  
    • Required
    • None
    • Required
    • -
    • Required
  • Venture Debttypical

    •  
    • 8.0 - 18.0%
      (As high as 24% in India)
    • $500K - $5 million
    • 2 - 3 Years
    • None
    •  
    • Low
    • Low
    • None
    • Low
    • No
    • 15-90 Days
    •  
    • Required
    • None
    • Required
    • Required
    • Required
  • PlanOven AGCtypical

    •  
    • 4.0%
    • $25M - $600 million
    • 5 - 7, 10 Years
    • Up to 3 Years
    •  
    • Low
    • Low
    • None
    • Low
    • Yes
    • 15-120 Days*
    •  
    • Required
    • 20% Cash
    • Required
    • Not Required
    • Not Required
  1. * Dependent on the quality and timeliness of due-diligence requests.

Industries We Serve

Innovation-Focused Projects

Innovation-Focused Projects

Life-Sciences, Fintech, Big Data, AI, E-Commerce, Healthcare, others

Venture Capital & PE-Backed Projects

Venture Capital & PE-Backed Projects

VC & PE managers looking to maximize growth with less dilution

Real-EstateDevelopment Projects

Real-Estate Development Projects

Real-Estate Developers looking for low-cost capital for larger projects

Entertainment & Media

Entertainment & Media

Film, Entertainment, Gaming, Sports, and Media industries

Large-Scale Infrastructure Projects

Large-Scale Infrastructure Projects

For example, Oil & Gas, Power, Communications, Water, Municipal, Government