We love working with VCs. We believe we have a better option for adding low-dilutive capital than is available through venture lending.
Yes. We recommend however, that the initial presentation material you send us to establish our interest is non-confidential.
We don’t provide traditional venture capital and don’t provide traditional commercial loans. We offer a new “hybrid” approach focused on providing a minimum of 5X the amount (or better*) of a commercial bank loan — with better terms — while generally asking for 1/5 the equity of a comparable VC deal.
We invented Affordable Growth Capital "AGCTM" to provide a truly new way for good Projects to get funded. AGCTM is often a much better alternative to traditional commercial banks, venture capital, venture debt, and private equity.
AGCTM offers the ability to customize financing to meet your specific project and business requirements without giving-up excessive equity (minimizes current and future dilution for founders and early investors) and without commercial bank regulatory mandates, restrictive reporting requirements, or personal guarantees (except in special cases).
Unlike typical traditional bank lending, AGCTM is available at all stages of a company's development - from startup to expansion stage, to high growth companies that do not yet have positive cash flows.
Typically the least expensive form of growth capital (and often the least restrictive), AGC is available to any good project/business plan that meets our requirements. You don't need to have an awesome Project, just a good one.
Note: AGC is also sometimes called "Accelerated Growth Capital", "Advanced Growth Capital", and "Available Growth Capital".
AGC is less restrictive and far more customizable to your company’s unique needs than commercial bank financing. AGC doesn’t require that you deposit your operating account cash balances or have compensating balances as collateral to your loans, and there are no regulatory required restrictive covenants. AGC provides the ability to work though your growth challenges and restructure loans, unlike that of a regulated bank entity.
For companies at critical stages of development, AGC can serve as a key financing option to foster growth, with minimal dilution of equity ownership. AGC increases the value and runway of venture capital - typically at the lowest cost.
AGC provides significantly greater capital amounts at far lower interest rates.
AGC is flexible — and therefore adaptable to numerous use cases, including:
-
Minimizing Equity Dilution — Higher Valuation — Securing Greater Upside
AGC protects equity dilution for the founders and current investors — meaning less dilution in future financing rounds and a larger ownership stake prior to a sale, IPO, or other liquidity event -
Achieving Milestones
Achieving milestones quickly means reaching a liquidity event like a sale, an IPO or M&A sooner -
Extending Value to the Next Equity Financing Event
Accessing more capital to achieve better metrics may offset the requirement for another equity round before exit altogether -
Extending Runway (Add More “Fuel” to Execute Plan)
Reach milestones ahead of next round (avoiding potential down-rounds) — the added time adds to more value -
Scaling Distribution — Expanding New Markets
Prove additional market acceptance — adding significantly more value while also pounding-down competitors -
Acts as an Insurance Buffer — Preventing
a Bridge Financing When Things Don’t Go
to Plan
The road to success rarely is a straight upward path. AGC provides more time to get back on track -
To Avoid Setting a Valuation
Avoiding down/flat rounds -
Working Capital Financing
Financing fixed assets (CAPEX), working capital and/or recurring revenue streams - Financing Organic Growth
-
Maintaining Strategic Flexibility — to Take
Advantage of Acquisition Opportunities
Maximize flexibility — and additional strategic options
Capital for the acquisition of key targets — with minimal dilution to current shareholders -
Tangential Benefits
Enhances the appearance of “largeness” and “staying power” for prospective customers and customers
The Advance is required as the entry fee into a Partnership with Planoven. It means you are serious about doing business - you've got significant "skin-in-the-game". It makes it clear to us that either:
- someone else has done Due-Diligence to provide the initial 20% cash Advance; or,
- you have the confidence to provide your own money for the Advance.
The costs involved with doing a deal are significant and it simply becomes too expensive for us now to do AGC deals under $25M — less than this and we simply can’t justify the costs involved.
Yes. We expect to offer smaller AGC amounts in the future.
Yes. Setting up an account is free. You'll need to send us an email to get things started.
No. But we will need for you to register to schedule a call (we typically use Skype).
No.
Industries We Serve
Innovation-Focused Projects
Life-Sciences, Fintech, Big Data, AI, E-Commerce, Healthcare, others
Venture Capital & PE-Backed Projects
VC & PE managers looking to maximize growth with less dilution
Real-Estate Development Projects
Real-Estate Developers looking for low-cost capital for larger projects
Entertainment & Media
Film, Entertainment, Gaming, Sports, and Media industries
Large-Scale Infrastructure Projects
For example, Oil & Gas, Power, Communications, Water, Municipal, Government